Income Protection Cover

A policy that pays an income during an extended period of illness or injury.

  • Income replacement for financial certainty
  • Benefits tailored to your circumstances
  • Covers most illnesses and medical conditions that leave you unable to work
  • Income payable until you are fit to return to work
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We're with you every step of the way

From helping you understand your needs to arranging cover, we're here to help. You can rely on us should a claim need to be made.
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A comforting safety net

Income Protection Cover provides you and your family with a financial safety net if you can't work due to illness or injury,
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Lets you focus on recovery

With your finances taken care of, you'll be able to focus on getting better.
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Comprehensive Cover

Covers most illnesses or injury that leave you unable to work, benefits can be claimed as many times as you need while the policy lasts.

Ready to get covered?

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Talk to one of our consultants

The first step is to arrange a chat with one of our team.

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How long do I have to be off work before I can claim?

A range of waiting periods are available from 4 to 52 weeks, the longer the period the lower the cost.

What is the maximum income protection benefit?

Maximum benefit is typically 50% to 65% of your income if you're unable to work.

How is a claim assessed?

Every claim is assessed by the insurer based on medical evidence provided by your doctor. Once a claim has been approved and payments are being made, the claim will be subject to ongoing medical review.

A claim stops when you have either recovered sufficiently to return to work, reached the end of the benefit payment term or died.

How is a claim paid out?

Once a claim is approved, the monthly income benefits are paid directly to you.

How do I get a quote?

The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.

We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that.

Advice you can trust


Clarity with integrity