Key Person Critical Illness Cover

A tailored plan to provide a lump sum payment to the business upon diagnosis of a defined critical illness of the insured

  • Structured to the business needs
  • Covers major conditions and illnesses
  • Provides financial support at a time of need
  • Cover for business loans
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We’re with you every step of the way

From helping you understand your business needs through to arranging cover, we’re here to help. You can rely on us should a claim ever be made
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Business continuity

Critical illness cover provides a lump sum payment to help alleviate any interruption to business activities and inability to service its commitments
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Tailored cover

Choose the amount that’s paid out in the event of death
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Claims settled quickly

Prompt payment of benefits to business on diagnosis.

Ready to get covered?

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Talk to one of our consultants

The first step is to arrange a chat with one of our team.

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What medical information will I need to provide?

The insurers we work with will normally require the key person insured to complete an application with details of their health and medical information. The insurers set an underwriting limit below which they will not be required to provide medical evidence, however any pre-existing conditions will need to be declared.

What critical illnesses are covered?
  • The conditions covered can vary between insurers, the link below to the Association of British Insurers Guide to Critical Illness Cover provides information on the range of conditions commonly covered.
  • Association of British Insurers Guide to Critical Illness Cover
  • Contact us for details of the range of conditions covered by insurance policies available to Channel Islands residents.
How are claims paid out?

In the event of a claim, the insurers pay the lump sum benefits to the business. We aim to settle all claims quickly.

How long will it take to get covered?

In some cases cover can be arranged immediately. The fastest way to arrange cover is to call us on 01534 502000 or 01481 241534.

How do I get a quote?

The easiest way to get a free, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form, and a member of our team will be in touch.

We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that.

Advice you can trust


Clarity with integrity