Critical Illness Cover

A tailored plan to provide a lump sum payment upon diagnosis of a critical illness.

  • Insurance structured to your circumstances and affordability
  • Covers major conditions and illnesses
  • Provides financial support at a time of need
  • Cover for mortgages and loans
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We're with you every step of the way

From helping you understand your needs to arranging cover, we're here to help. You can rely on us should a claim need to be made
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A financial boost when you need it most

The days after a potentially life-changing diagnosis are challenging. Critical illness cover helps to alleviate any immediate financial worries, letting you and your family focus on getting better.
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Tailored cover

Choose the amount of cover to suit your circumstances.
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Claims settled efficiently

Prompt payment of benefits on diagnosis.

Ready to get covered?

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Talk to one of our consultants

The first step is to arrange a chat with one of our team.

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When is medical information required?

The insurers we work with will normally require you to complete an application with details of your health and medical information.

The insurers set an underwriting limit below which you will not be required to provide medical evidence.

However, any pre existing conditions will need to be declared.

What Critical Illnesses are covered?

The conditions covered can vary between insurers, the link below to the Association of British Insurers Guide to Critical Illness Cover provides information on the range of conditions commonly covered.

Association of British Insurers Guide to Critical Illness Cover

Contact us for details of the range of conditions covered by insurance policies available to Channel Islands residents.

How are claims paid out?

In the event of a claim, the insurers pay the lump sum benefits to you. We aim to settle all claims promptly.

How long will it take to get covered?

In some cases cover can be arranged immediately.

The fastest way to arrange cover is to call us on 01534 502000 or 01481 241534.

Can I use this cover for my mortgage?

Yes, Critical Illness Cover can be arranged in conjunction with a mortgage.

How do I get a quote?

The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.

We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that.

Advice you can trust


Clarity with integrity