Group Income Protection

A policy that pays an income to your employee during an extended period of illness or injury.

  • Provides financial certainty for your employees.
  • Income payable until the employee is fit to return to work.
  • Benefits tailored to your employees' salaries and contracts of employment.
  • Covers most illnesses and medical conditions that leave the employee unable to work.
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We're with you every step of the way

From helping you understand the market place, to establishing cover through to making a claim, we're with you every step of the way.
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Benefits paid to the employer

Benefits are paid to the employer to pass on to the employee, reducing the financial burden for the employer to recruit a temporary replacement, until the employee is fit to return to work.
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Free Cover Limit

All employees can be covered up to a certain level of benefit without needing to provide medical information providing certainty and peace of mind.
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Ease of set up and administration

Once the scheme is set up you only have to inform the insurer of leavers and joiners once a year.
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Pension & Social Security contributions covered

A Group Income Protection scheme can also cover the employer's pension and Social Security contributions for the duration of a claim.

Ready to talk Group Income Protection?

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Talk to one of our consultants

The first step is to arrange a chat with one of our team.

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How long does an employee have to be off work before we can claim?

A range of waiting periods are available, from 4 to 52 weeks, the longer the waiting period the lower the cost.

What is the maximum income protection benefit?

Maximum benefit is typically 50% to 65% of the employee's salary if they become unable to work.

How is a claim accessed?

Every claim is assessed by the insurer based on medical evidence provided by the employee's doctor. Once a claim has been approved and payments are being made, it will be subject to ongoing medical review.

A claim stops when the employee has recovered sufficiently to return to work, reaches the end of the benefit payment term, or dies.

How is a claim paid out?

Once a claim is approved, benefits are payable to the employer to pass on to the employee.

How do I get a quote?

The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.

We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that.

Advice you can trust


Clarity with integrity