What happens if life doesn’t go to plan?


Written by

Suzanne Leary

16th September 2025

Unexpected events can shake even the best-laid financial plans. Financial protection is about more than just safety; it’s about keeping your future secure, even when life changes suddenly. Here’s how the right cover can give you peace of mind.

Written by

Suzanne Leary

16th September 2025

Personal life cover

Life cover provides a lump sum payment if you die, helping to protect your family and dependants from financial hardship. It can be arranged quickly, tailored to your needs and used to cover mortgages, debts or other key expenses.

At Rossborough Financial, we shape life cover around your personal circumstances so your loved ones are not burdened, even if the worst happens.

Critical illness cover

A serious diagnosis can be emotionally and financially overwhelming. Critical illness cover pays a lump sum when you need it most, allowing you to focus on your recovery without added financial pressure.

You choose the level of cover that fits your budget and personal needs. It’s support that gives you breathing space when life feels uncertain.

Income protection

If illness or injury stops you working, the sudden loss of income can derail even the best retirement plans. Income protection provides a financial safety net, replacing part of your income until you’re able to return to work.

Cover varies by policy, but benefits typically continue until recovery or the end of the agreed term.

Why protection matters

Financial planning isn’t just about growing your savings. It’s about building in resilience, so that unexpected events don’t throw you off course.

Whether it’s illness, injury or the loss of a partner, these protection options can help you stay on track without compromising your financial future.

Our approach

At Rossborough Financial, we’re with you every step of the way. We take time to understand your needs, arrange the right cover and guide you through the process.

Whether it’s life cover to protect your family, critical illness cover for health challenges, or income protection to cover time away from work, we’ll help you put the right safety net in place.

Let’s protect your tomorrow

Even when life doesn’t go to plan, your Financial future shouldn’t suffer.

Let us help you secure peace of mind with tailored financial protection.

Book a free consultation today and discover how our expert advice can build resilience for tomorrow.

Rossborough Financial Services Limited is regulated by the Jersey Financial Services Commission under the Financial Services (Jersey) Law 1998 and licensed by the Guernsey Financial Services Commission. 

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