Personal

Personal Life Cover

Pays a lump sum in the unfortunate event of death.

Critical Illness Cover

Pays a lump sum if you're diagnosed with a critical illness.

Income Protection Cover

Pays an income if you're unable to work through accident or sickness.

Workplace

Group Life Cover

Pays a lump sum if an employee dies.

Group Critical Illness Cover

Pays a lump sum if an employee is diagnosed with a Critical Illness.

Group Income Protection

Pays an income if an employee is unable to work through accident or sickness.

Business

Key Person Life Cover

Financial security for your business in the unfortunate event of death of a Key Person.

Key Person Critical Illness Cover

Pays a lump sum to a business upon diagnosis of a defined critical illness of the insured Key Person.

Shareholder or Partnership Protection Plan

Ensures surviving owners remain in control of their business.

Pensions

Simple plans for individuals and businesses.

Jersey

Jersey Workplace Pensions

Easy to manage pension plans for employers and their employees in Jersey.

Rossborough Personal Retirement Plan

A low cost, flexible way to save for your future.

Guernsey

Guernsey Workplace Pensions

Easy to manage pension plans for employers and their employees in Guernsey.

The Guernsey Retirement Plan

A low cost, flexible way to save for your future.

Secondary Pensions

We can help employers comply with new upcoming laws in Guernsey.

Retirement

Discover what you can do with your pension.

Jersey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Trust Scheme.

Pension Drawdown

Take unlimited withdrawals directly from your pension fund via a Pension Drawdown Contract.

Take cash

Unrestricted access to your pension fund.

Guernsey

Guaranteed Income for Life

Use your pension fund to purchase an annuity to provide a guaranteed income for life.

Flexible Income

Take withdrawals directly from your pension fund via a Retirement Annuity Trust.

Take cash

Unrestricted access to your pension fund.

About Us

Learn more about the pensions, savings and protection specialists with over 10,000 local pension members.

About Rossborough Financial

About Us

Learn more about the pensions, savings and protection specialists with over 10,000 local pension members.

Careers

Find out more about working for Rossborough Financial and browse our current vacancies.

Team

Meet the team at Rossborough Financial

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Guaranteed Income for Life - Guernsey

An annuity produces a regular income for life, providing certainty and peace of mind.

  • Provides a guaranteed income payable for life
  • Annuity income can be structured according to your circumstances and requirements
  • Lets your plan you finances with certainty
  • Provides peace of mind in retirement

Benefits

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Tailor your annuity to meet your needs 

We're here to help. We will assist you in establishing an annuity to meet your personal requirements.
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Income can be level or increasing

You can choose either a level income, or an increasing income to help protect against inflation. 
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Provide a pension for your dependants

The annuity could continue to pay an income to your dependants on your death.
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Guaranteed period

Income can continue to be paid for a guaranteed period even if your die early in retirement.

Need advice on your retirement?

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Contact Us

Call us or use the contact form, we're happy to help.

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FAQs

What happens if I die soon after I purchase an annuity?

If you die shortly after purchasing an annuity, the income will can continue if you've selected a guaranteed period or dependents pension.

How do I purchase an annuity?

Your pension scheme may provide an annuity option. For advice and guidance, please contact Rossborough Financial.

Please call 01534 502000 or 01481 241534 to talk to our team.

How often will I receive my annuity income?

Income can be paid monthly, quarterly or annually directly to your bank account.

Do I need a medical examination to set up an annuity?

No. However,  if you have existing medical conditions you may be able to secure a higher level of income through an enhanced annuity.

Please call 01534 502000 or 01481 241534 to talk to our team.

“ We give our clients clear, practical advice that helps them reach their financial goals. One day we all want to stop working, and we can help you prepare for that. ”

Advice you can trust

Client-focused

Clarity with integrity

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