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A policy that pays an income to your employee during an extended period of illness or injury.
A range of waiting periods are available, from 4 to 52 weeks, the longer the waiting period the lower the cost.
Maximum benefit is typically 50% to 65% of the employee's salary if they become unable to work.
Every claim is assessed by the insurer based on medical evidence provided by the employee's doctor. Once a claim has been approved and payments are being made, it will be subject to ongoing medical review.
A claim stops when the employee has recovered sufficiently to return to work, reaches the end of the benefit payment term, or dies.
Once a claim is approved, benefits are payable to the employer to pass on to the employee.
The easiest way to get a no fee, no obligation quote is to call us on 01534 502000 or 01481 241534, or use our contact form and a member of our team will be in touch.