Overview of the Occupational Retirement Plan (TORP)

The Occupational Retirement Plan is a multi employer, master trust pension scheme approved in both Jersey and Guernsey.

Changes in our working lives combined with longer life expectancy and the relatively low level of state pension is increasing the need for individuals to make adequate financial provision for retirement.

The Occupational Retirement Plan is a defined contribution pension plan capable of administering pension benefits accrued during employment.

The main features and benefits of the Plan are:

  • Flexibility and control
  • Access to a good range of investment funds 
  • On-line access to information and retirement planning tools
  • Flexible options at retirement
  • Access to specialist retirement planning advice and services through Rossborough Financial

The information in the links below explains how The Occupational Retirement Plan works and the options available to you at retirement.

Structure and Administration
Contributions and Transfers in
Investment Options & Selection
Options at Retirement 

Monitoring your Pension
Leaving Service Options
Death Benefits
Plan Charges

Contact us

Rossborough Financial Services Limited

Email: enquiries@rfsl.co.uk


Phone: 01534 500662
Fax: 01534 732262

PO Box 332, 41 La Motte Street
St Helier, Jersey JE4 9YA


Phone: 01481 241534
Fax: 01481 241535

PO Box 127, Rossborough House
Bulwer Avenue, St Sampsons 
Guernsey GY1 3HG

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