Rossborough Group Personal Retirement Plan

This is simply a group of individual pensions plans administered as a single arrangement and are ideally suited to the modern workplace due to their simplicity and flexibility.

The Rossborough Group Personal Retirement Plan (GPRP) has been several years in development, pending changes in Jersey's pension legislation and Income Tax Law and at all times our vision has been to deliver a low cost, flexible pension savings vehicle with a comprehensive, co-ordinated, added value retirement planning and investment advisory service to meet the needs of both the corporate and individual Jersey pensions market.

The GPRP is a personal Retirement Trust Scheme (RTS) and can be administered either as an individual or group plan. The principle features and benefits of a GPRP to Jersey Employers and their Employees can be summarised as follows:

The Employer

As each member of staff has their own individual personal plan the only responsibility on the Employer is to make contributions on behalf of the members. Beyond that, neither the Employer/Trustees have any obligation to the members:

  • No Employer/Trustee responsibilities i.e.
    • Monitoring members investment decisions
    • Monitoring investment performance
    • Approving transfers
    • Approving early retirement etc.
    • Maintaining Trust Deed & Rules
    • Auditing scheme
    • Annual tax returns
  • Simple and cost effective administration, the Employer is only required to confirm details of the monthly member contributions and any change in membership via a standard spreadsheet.

The Members

Members retain control and ownership of their pension arrangements and benefit from a very low cost and transparent charging structure. It is our understanding that the GPRP offers the lowest overall cost of any RTS pension accumulation vehicle in Jersey.

Please follow the links below for more information on The Rossborough GPRP.

Member Information and Control
Structure and Administration
Investment Funds

Monitoring Investment Performance
Security and Flexibility
Communication with Members
Plan Charges
Summary

Contact us

Rossborough Financial Services Limited

Email: enquiries@rfsl.co.uk

Jersey

Phone: 01534 500662
Fax: 01534 732262

PO Box 332, 41 La Motte Street
St Helier, Jersey JE4 9YA

Guernsey

Phone: 01481 241534
Fax: 01481 241535

PO Box 127, Rossborough House
Bulwer Avenue, St Sampsons 
Guernsey GY1 3HG

Meet the team

Meet the Rossborough Financial team and get in touch.
Meet the team page

Current Vacancies

Current Jersey Vacancies

There are no current vacancies

How to Complain

We are committed to providing you with a first class service but we recognise that there may be an occasion when you feel we may not have done this and wish to make a complaint*.

Please write to the appropriate undernoted company:

  • The Managing Director, Rossborough Financial Services Limited, PO Box 332, 41 La Motte Street, St Helier, Jersey JE4 9YA
  • The Managing Director, Rossborough Financial Services Limited , PO Box 127, Rossborough House, Bulwer Avenue St Sampson, Guernsey GY1 3HG
  • Or telephone:
  • Jersey (01534) 500662
  • Guernsey (01481) 241669
Or emailcguillaume@rfsl.co.uk or the person with whom you have been dealing and we will acknowledge your letter/email within 24 hours and provide a further response within 10 working days.

* Please note that you must utilise the Rossborough complaints procedure before you can approach the Ombudsman.

Financial Services Ombudsman

If your complaint is not resolved to your satisfaction you may be able to refer the matter to a Financial Services Ombudsman

  • Jersey - The Channel Island Financial Services Ombudsman service is available for consumers, microenterprises and certain Channel Island Charities. You can contact the Ombudsman office at PO Box 114, JE4 9QG, by email at complaints@ci-fo.org or through the website at www.ci-fo.org . Telephone 01534 748610.
  • Guernsey (including Alderney & Sark) - The Channel Island Financial Services Ombudsman service is available for consumers, microenterprises and certain Channel Island Charities. You can contact the Ombudsman office at PO Box 114, JE4 9QG, by email at complaints@ci-fo.org  or through the website at www.ci-fo.org . Telephone 01481 722218.

You can download this procedure in PDF form here.